A Guaranteed Investment Certificate (GIC) guarantees to pay you interest and give you back the money you originally invested at the end of the term. GICs are safe and secure investment with very little risk. Due to its low risk profile, the return is generally less than other investments such as stocks, bonds, or mutual funds. It is similar to a time or term deposit as it is known in other countries.

Key Features and Benefits:

• Your principal is fully guaranteed
• Compound, Simple and Daily Interest Options
• Variety of term options – 30, 90, 180 days, 1 to 10 year terms or 3 and 5 year laddered terms
• Enhanced interest rates based on your total policy value
• Valuable estate planning benefits and tax advantages
• Potential creditor protection
• Investment protection through Assuris

For quotes on GIC rates, please contact our Advisors.