Individual health & dental plans are specially designed for those without a benefits package or to fill the gaps left by public health insurance plans.

Individual health and dental plans are an excellent solution for the self-employed who may be able to deduct this expense, and also for those who do not have access to an employee benefits program.

Basic Individual Health Insurance Plans cover:

• Nursing
• Hospitalization
• X-rays and lab tests

Basic Individual Dental Insurance Plans cover:

• Annual Check-up and Cleaning
• Maintenance
• X-Rays

Customizable – just include only the modules you need.

Health & dental coverage is available in modules that range from basic to enhanced, plus optional add-ons for eyewear, paramedical specialists (massage therapist, chiropractor, physiotherapist) and out-of-country travel medical insurance.

Some plans require completion of a medical questionnaire in order to qualify, and pre-existing expenses (such as an existing prescription) are often excluded from coverage.

Premiums are based on your age and how many people in your family will be covered.

If you are looking for coverage after losing your employer plan, make sure you apply within 60 days of leaving the old plan to take advantage of the special products that allow you to enrol without qualifying.

Interested in receiving more information about a health and dental plan for you or your family?

Contact us for a no-obligation quote.