You want to participate in the growth potential of the markets, but want downside protection. Guaranteed Investment Funds have a maturity benefit guarantee to protect your investment despite volatile markets.

Want your assets to bypass probate.  In case of death, proceeds can be paid out quickly to your named beneficiaries, saving you time and money.

Possible creditor protection. Suitable for business owners and self-employed workers with personal liability exposure.

As an annuity contract, GIFs are covered under Assuris protection in case of financial failure by the issuing insurance company.

Select the level of capital protection you need with Death and Maturity Benefit Guarantees ranging from 75% to 100%.

Death Benefit guarantee resets to lock in your market gains.

Choose from a wide range of investment options from fixed income to equity funds, including many popular underlying mutual funds.